Barack-healthCare

marko H. (United States of America)
348 words 2 learners

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words only definitions & notes
  1. hidden tax
    a tax paid unwittingly by the consumer
    Today, families with insurance pay a hidden tax of nearly $1,000 per year to cover health care for the uninsured.
  2. insurance company
    a financial institution that sells insurance
    12.8 Million Americans Receive Insurance Rebates
    Before health care reform, insurance companies routinely spent up to 40% of premiums on overhead and administrative costs.
  3. affordable
    reasonably priced
    3.1 Million Young Americans Gain Health Coverage
    Before the Affordable Care Act, young people could be kicked off their parents' health insurance as soon as they turned 18.
  4. checkup
    a thorough physical examination
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  5. pre-existing
    existing previously or before something
    And now, we can move forward on implementing the provisions to come, like new state insurance exchanges, and making sure no American is denied coverage due to a pre-existing condition.
  6. mammogram
    X-ray film of the soft tissue of the breast
    Today
    Insurance companies are offering women the preventive care they need, like prenatal screenings, mammograms, and colonoscopies, free of charge—and soon, well-woman visits, HPV testing, and contraception will be available without a co-pay or deductible.
  7. breastfeed
    give suck to
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    Checkups and well-woman visits
    Cholesterol and blood pressure checks
    Mammograms and colon cancer screenings
    Flu shots and childhood vaccines
    Contraception
    Prenatal screenings and support to breastfeeding mothers
    INDIVIDUAL RESPONSIBILITY
    Before the Affordable Care Act
    When individuals who can afford to buy insurance choose not to, they shift their health care costs to a...
  8. prescription drug
    a drug that is available only with written instructions from a doctor or dentist to a pharmacist
    LOWERING MEDICARE COSTS

    The Affordable Care Act is helping Medicare recipients save on the care they need to stay healthy—from prescription drugs to monthly premiums.
  9. rebate
    a refund of some fraction of the amount paid
    12.8 Million Americans Receive Insurance Rebates
    Before health care reform, insurance companies routinely spent up to 40% of premiums on overhead and administrative costs.
  10. generic drug
    when the patent protection for a brand-name drug expires generic versions of the drug can be offered for sale if the FDA agrees
    Today
    Medicare recipients who fall into the coverage gap get big discounts: 50 percent on brand name prescriptions, and up to 14 percent on generic drugs.
  11. Medicare
    federally administered health care for older individuals
    People who get insurance through their employer, through Medicare, or who cannot afford insurance are exempt from the rule.
  12. preventive
    tending to hinder
    But thanks to health care reform, 3.1 million young Americans who would otherwise be uninsured have been able to stay on their family's coverage until age 26—coverage that often includes free preventive care, like checkups and flu shots.
  13. coverage
    the extent to which something is included or discussed
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  14. insurance coverage
    the total amount and type of insurance carried
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  15. insurance
    protection against future loss
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  16. doughnut
    a toroidal shape
    Seniors who fell into the Medicare doughnut hole last year saved an average of $600 on their prescription drugs.
  17. colon cancer
    a malignant tumor of the colon
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    Checkups and well-woman visits
    Cholesterol and blood pressure checks
    Mammograms and colon cancer screenings
    Flu shots and childhood vaccines
    Contraception
    Prenatal screenings and support to breastfeeding mothers
    INDIVIDUAL RESPONSIBILITY
    Before the Affordable Care Act
    When individuals who can afford to buy insurance choose not to, they shift their health care costs to a...
  18. colonoscopy
    visual examination of the colon from the cecum to the rectum
    Today
    Insurance companies are offering women the preventive care they need, like prenatal screenings, mammograms, and colonoscopies, free of charge—and soon, well-woman visits, HPV testing, and contraception will be available without a co-pay or deductible.
  19. prenatal
    occurring or existing before birth
    Today
    Insurance companies are offering women the preventive care they need, like prenatal screenings, mammograms, and colonoscopies, free of charge—and soon, well-woman visits, HPV testing, and contraception will be available without a co-pay or deductible.
  20. uninsured
    not covered by insurance
    But thanks to health care reform, 3.1 million young Americans who would otherwise be uninsured have been able to stay on their family's coverage until age 26—coverage that often includes free preventive care, like checkups and flu shots.
  21. deductible
    an amount that can be subtracted, as for tax purposes
    Today
    Insurance companies are offering women the preventive care they need, like prenatal screenings, mammograms, and colonoscopies, free of charge—and soon, well-woman visits, HPV testing, and contraception will be available without a co-pay or deductible.
  22. contraception
    birth control by the use of devices or drugs or surgery
    Today
    Insurance companies are offering women the preventive care they need, like prenatal screenings, mammograms, and colonoscopies, free of charge—and soon, well-woman visits, HPV testing, and contraception will be available without a co-pay or deductible.
  23. health care
    the preservation of mental and physical health by preventing or treating illness through services offered by the health profession
    12.8 Million Americans Receive Insurance Rebates
    Before health care reform, insurance companies routinely spent up to 40% of premiums on overhead and administrative costs.
  24. screening
    the display of a motion picture
    Today
    Insurance companies are offering women the preventive care they need, like prenatal screenings, mammograms, and colonoscopies, free of charge—and soon, well-woman visits, HPV testing, and contraception will be available without a co-pay or deductible.
  25. free of charge
    without payment
    Today
    Insurance companies are offering women the preventive care they need, like prenatal screenings, mammograms, and colonoscopies, free of charge—and soon, well-woman visits, HPV testing, and contraception will be available without a co-pay or deductible.
  26. long-run
    relating to or extending over a relatively long time
    PREVENTIVE CARE
    Before the Affordable Care Act
    Insurance companies are offering more preventive services free of charge, helping catch illnesses early and reducing long-run health care costs.
  27. prescription
    the action of issuing authoritative rules or directions
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  28. premium
    having or reflecting superior quality or value
    12.8 Million Americans Receive Insurance Rebates
    Before health care reform, insurance companies routinely spent up to 40% of premiums on overhead and administrative costs.
  29. brand name
    a name given to a product or service
    Today
    Medicare recipients who fall into the coverage gap get big discounts: 50 percent on brand name prescriptions, and up to 14 percent on generic drugs.
  30. implemented
    forced or compelled or put in force
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    Checkups and well-woman visits
    Cholesterol and blood pressure checks
    Mammograms and colon cancer screenings
    Flu shots and childhood vaccines
    Contraception
    Prenatal screenings and support to breastfeeding mothers
    INDIVIDUAL RESPONSIBILITY
    Before the Affordable Care Act
    When individuals who can afford to buy insurance choose not to, they shift their health care costs to a...
  31. trust fund
    a fund held in trust
    Today
    The Affordable Care Act cracks down on waste, fraud, and needless Medicare payments to private insurance companies—extending the life of the Medicare Trust Fund by eight years.
  32. Colon
    a port city at the Caribbean entrance to the Panama Canal
    Now, seniors have access to the care they need to stay healthy, including these and many more:

    Annual checkups
    Flu shots
    Cholesterol and blood pressure checks
    Mammograms
    Colon cancer screenings
    Bone density screenings
    PROTECTING MEDICARE’S FUTURE
    Before the Affordable Care Act
    Until the health care law passed, Medicare’s funding was projected to run out by 2016.
  33. maternity
    the kinship relation between an offspring and the mother
    WOMEN'S HEALTH
    Before the Affordable Care Act
    Insurance companies routinely charged women up to 50 percent more than men for the same plan, while some plans completely excluded coverage for maternity care.
  34. cholesterol
    a substance in the blood that can cause heart disease
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    Checkups and well-woman visits
    Cholesterol and blood pressure checks
    Mammograms and colon cancer screenings
    Flu shots and childhood vaccines
    Contraception
    Prenatal screenings and support to breastfeeding mothers
    INDIVIDUAL RESPONSIBILITY
    Before the Affordable Care Act
    When individuals who can afford to buy insurance choose not to, they shift their health care costs to a...
  35. kick off
    commence officially
    3.1 Million Young Americans Gain Health Coverage
    Before the Affordable Care Act, young people could be kicked off their parents' health insurance as soon as they turned 18.
  36. flu
    an acute febrile highly contagious viral disease
    But thanks to health care reform, 3.1 million young Americans who would otherwise be uninsured have been able to stay on their family's coverage until age 26—coverage that often includes free preventive care, like checkups and flu shots.
  37. implement
    a piece of equipment or a tool used for a specific purpose
    And now, we can move forward on implementing the provisions to come, like new state insurance exchanges, and making sure no American is denied coverage due to a pre-existing condition.
  38. putt
    strike a golf ball lightly
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    New tax credits: To help middle-class families buy a plan in new state marketplaces for affordable insurance, putting coverage within reach of nearly every American
    Individual responsibility: Only 1 percent of all Americans, those who can afford coverage but choose not to purchase it, are expected to owe a fine—which offsets the medical costs they are passing on to others.
  39. routinely
    according to established practice
    12.8 Million Americans Receive Insurance Rebates
    Before health care reform, insurance companies routinely spent up to 40% of premiums on overhead and administrative costs.
  40. chemotherapy
    the use of drugs to treat disease, especially cancer
    If you had cancer and hit the limit during your second round of chemotherapy, you’d be on your own to figure out how to pay for the next treatment and the follow-up care you’d need to stay healthy.
  41. crack down
    repress or suppress (something regarded as undesirable)
    Today
    The Affordable Care Act cracks down on waste, fraud, and needless Medicare payments to private insurance companies—extending the life of the Medicare Trust Fund by eight years.
  42. health insurance
    insurance against loss due to ill health
    3.1 Million Young Americans Gain Health Coverage
    Before the Affordable Care Act, young people could be kicked off their parents' health insurance as soon as they turned 18.
  43. pay out
    expend, as from a fund
    CLOSING THE DOUGHNUT HOLE

    Before the Affordable Care Act
    Millions of seniors fell into the Medicare “doughnut hole” every year, a gap in prescription drug coverage where you had to pay out of pocket, sometimes thousands of dollars.
  44. blood pressure
    the force exerted by fluid pumped through the circulatory system
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    Checkups and well-woman visits
    Cholesterol and blood pressure checks
    Mammograms and colon cancer screenings
    Flu shots and childhood vaccines
    Contraception
    Prenatal screenings and support to breastfeeding mothers
    INDIVIDUAL RESPONSIBILITY
    Before the Affordable Care Act
    When individuals who can afford to buy insurance choose not to, they shift their health care costs to a...
  45. colon
    the part of the large intestine between the cecum and rectum
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    Checkups and well-woman visits
    Cholesterol and blood pressure checks
    Mammograms and colon cancer screenings
    Flu shots and childhood vaccines
    Contraception
    Prenatal screenings and support to breastfeeding mothers
    INDIVIDUAL RESPONSIBILITY
    Before the Affordable Care Act
    When individuals who can afford to buy insurance choose not to, they shift their health care costs to a...
  46. care
    providing treatment for or attending to someone or something
    12.8 Million Americans Receive Insurance Rebates
    Before health care reform, insurance companies routinely spent up to 40% of premiums on overhead and administrative costs.
  47. costs
    pecuniary reimbursement to the winning party for the expenses of litigation
    12.8 Million Americans Receive Insurance Rebates
    Before health care reform, insurance companies routinely spent up to 40% of premiums on overhead and administrative costs.
  48. existing
    having being or actuality
    And now, we can move forward on implementing the provisions to come, like new state insurance exchanges, and making sure no American is denied coverage due to a pre-existing condition.
  49. lifetime
    the period during which something is functional
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  50. follow-up
    a piece of work that exploits or builds on earlier work
    If you had cancer and hit the limit during your second round of chemotherapy, you’d be on your own to figure out how to pay for the next treatment and the follow-up care you’d need to stay healthy.
  51. keep down
    place a limit on the number of
    KEEPING DOWN COSTS

    Before the Affordable Care Act
    Insurance companies used to spend as much as 40 percent of your premium on salaries, overhead, and other administrative costs, and they could raise your rates without warning or explanation.
  52. tax credit
    a direct reduction in tax liability
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    New tax credits: To help middle-class families buy a plan in new state marketplaces for affordable insurance, putting coverage within reach of nearly every American
    Individual responsibility: Only 1 percent of all Americans, those who can afford coverage but choose not to purchase it, are expected to owe a fine—which offsets the medical costs they are passing on to others.
  53. add up
    add up in number or quantity
    Starting this summer, nearly 12.8 million Americans and 7.3 million families will receive rebate checks averaging $151 per household—adding up to more than $1.1 billion back in consumers' hands.
  54. make sure
    make a point of doing something
    And now, we can move forward on implementing the provisions to come, like new state insurance exchanges, and making sure no American is denied coverage due to a pre-existing condition.
  55. cancer
    a malignant growth caused by uncontrolled cell division
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    Checkups and well-woman visits
    Cholesterol and blood pressure checks
    Mammograms and colon cancer screenings
    Flu shots and childhood vaccines
    Contraception
    Prenatal screenings and support to breastfeeding mothers
    INDIVIDUAL RESPONSIBILITY
    Before the Affordable Care Act
    When individuals who can afford to buy insurance choose not to, they shift their health care costs to a...
  56. exist
    have a presence
    And now, we can move forward on implementing the provisions to come, like new state insurance exchanges, and making sure no American is denied coverage due to a pre-existing condition.
  57. requirement
    necessary activity
    Today
    If you already have insurance, the law's individual responsibility requirement won't change your coverage.
  58. stay on
    continue in a place, position, or situation
    But thanks to health care reform, 3.1 million young Americans who would otherwise be uninsured have been able to stay on their family's coverage until age 26—coverage that often includes free preventive care, like checkups and flu shots.
  59. access
    the right to enter
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  60. health
    the general condition of body and mind
    12.8 Million Americans Receive Insurance Rebates
    Before health care reform, insurance companies routinely spent up to 40% of premiums on overhead and administrative costs.
  61. third party
    someone other than the principals involved in a transaction
    If your insurance company denies you payment for a treatment or service, you now have the right to appeal their decision to a third party.
  62. screen
    partition consisting of a decorative frame or panel that serves to divide a space
    Today
    Insurance companies are offering women the preventive care they need, like prenatal screenings, mammograms, and colonoscopies, free of charge—and soon, well-woman visits, HPV testing, and contraception will be available without a co-pay or deductible.
  63. asthma
    respiratory disorder characterized by wheezing
    PRE-EXISTING CONDITIONS

    Before the Affordable Care Act
    Insurance companies could deny coverage to people with pre-existing conditions, from asthma to cancer.
  64. today
    on this day as distinct from yesterday or tomorrow
    Today, thanks to Obamacare, insurance companies are required to spend at least 80% of your premium on your health care—and if they don’t, you get a rebate.
  65. deny
    declare untrue; contradict
    And now, we can move forward on implementing the provisions to come, like new state insurance exchanges, and making sure no American is denied coverage due to a pre-existing condition.
  66. helping
    an individual quantity of food or drink taken as part of a meal
    Today
    3.1 million young people who would otherwise be uninsured have been able to stay on their parents' health insurance plans until age 26—helping them continue to have access to health care as they start their careers and making sure those with pre-existing conditions don't lose their coverage.
  67. fall into
    be included in or classified as
    Seniors who fell into the Medicare doughnut hole last year saved an average of $600 on their prescription drugs.
  68. senior
    advanced in years
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  69. marketplace
    an area in town where goods are set up for purchase
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    New tax credits: To help middle-class families buy a plan in new state marketplaces for affordable insurance, putting coverage within reach of nearly every American
    Individual responsibility: Only 1 percent of all Americans, those who can afford coverage but choose not to purchase it, are expected to owe a fine—which offsets the medical costs they are passing on to others.
  70. cost
    be priced at
    12.8 Million Americans Receive Insurance Rebates
    Before health care reform, insurance companies routinely spent up to 40% of premiums on overhead and administrative costs.
  71. drug
    a substance that is used as a medicine or narcotic
    LOWERING MEDICARE COSTS

    The Affordable Care Act is helping Medicare recipients save on the care they need to stay healthy—from prescription drugs to monthly premiums.
  72. graduation
    the successful completion of a program of study
    25 & UNDER

    Before the Affordable Care Act
    Insurance companies used to be able to drop kids from their parents’ insurance plans at 18 or at graduation.
  73. hike
    walk a long way, as for pleasure or physical exercise
    Your insurance company has to publicly justify any rate hike of more than 10 percent to your state or federal rate review program.
  74. per year
    by the year; every year
    Today, families with insurance pay a hidden tax of nearly $1,000 per year to cover health care for the uninsured.
  75. accountable
    responsible for one's actions
    Lower costs: Making coverage more affordable for the vast majority of Americans who already have insurance
    ENDING INSURANCE ABUSES

    The Affordable Care Act is holding insurance companies accountable, helping you save and putting your health first.
  76. act
    behave in a certain manner
    3.1 Million Young Americans Gain Health Coverage
    Before the Affordable Care Act, young people could be kicked off their parents' health insurance as soon as they turned 18.
  77. million
    the number that is represented as a one followed by 6 zeros
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  78. gap
    an open or empty space in or between things
    CLOSING THE DOUGHNUT HOLE

    Before the Affordable Care Act
    Millions of seniors fell into the Medicare “doughnut hole” every year, a gap in prescription drug coverage where you had to pay out of pocket, sometimes thousands of dollars.
  79. generic
    relating to or applicable to an entire class or group
    Today
    Medicare recipients who fall into the coverage gap get big discounts: 50 percent on brand name prescriptions, and up to 14 percent on generic drugs.
  80. recipient
    a person to whom something is sent, given, or awarded
    LOWERING MEDICARE COSTS

    The Affordable Care Act is helping Medicare recipients save on the care they need to stay healthy—from prescription drugs to monthly premiums.
  81. company
    an institution created to conduct business
    12.8 Million Americans Receive Insurance Rebates
    Before health care reform, insurance companies routinely spent up to 40% of premiums on overhead and administrative costs.
  82. limit
    as far as something can go
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  83. vaccine
    injection of weakened or dead microbes to create antibodies
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    Checkups and well-woman visits
    Cholesterol and blood pressure checks
    Mammograms and colon cancer screenings
    Flu shots and childhood vaccines
    Contraception
    Prenatal screenings and support to breastfeeding mothers
    INDIVIDUAL RESPONSIBILITY
    Before the Affordable Care Act
    When individuals who can afford to buy insurance choose not to, they shift their health care costs to a...
  84. middle-class
    occupying a socioeconomic position intermediate between those of the lower classes and the wealthy
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    New tax credits: To help middle-class families buy a plan in new state marketplaces for affordable insurance, putting coverage within reach of nearly every American
    Individual responsibility: Only 1 percent of all Americans, those who can afford coverage but choose not to purchase it, are expected to owe a fine—which offsets the medical costs they are passing on to others.
  85. protecting
    shielding (or designed to shield) against harm or discomfort
    It puts the health of your family first—ensuring access to free preventive care and protecting consumers from insurance company abuses.
  86. density
    the amount per unit size
    Now, seniors have access to the care they need to stay healthy, including these and many more:

    Annual checkups
    Flu shots
    Cholesterol and blood pressure checks
    Mammograms
    Colon cancer screenings
    Bone density screenings
    PROTECTING MEDICARE’S FUTURE
    Before the Affordable Care Act
    Until the health care law passed, Medicare’s funding was projected to run out by 2016.
  87. projected
    predicted in advance; probable
    For folks covered with Medicare Part B, the deductible fell by $22 between 2011 and 2012, and premiums are lower than projected this year.
  88. parent
    a father or mother
    3.1 Million Young Americans Gain Health Coverage
    Before the Affordable Care Act, young people could be kicked off their parents' health insurance as soon as they turned 18.
  89. administrative
    responsible for managing the affairs of a group of people
    12.8 Million Americans Receive Insurance Rebates
    Before health care reform, insurance companies routinely spent up to 40% of premiums on overhead and administrative costs.
  90. offset
    a compensating equivalent
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    New tax credits: To help middle-class families buy a plan in new state marketplaces for affordable insurance, putting coverage within reach of nearly every American
    Individual responsibility: Only 1 percent of all Americans, those who can afford coverage but choose not to purchase it, are expected to owe a fine—which offsets the medical costs they are passing on to others.
  91. 105
    being five more than one hundred
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  92. pay for
    have as a guest
    LIFETIME CAPS

    Before the Affordable Care Act
    More than half of all insurance plans used to include lifetime limits on coverage—so your insurance company could stop paying for your treatment when you need it the most.
  93. figure out
    find the solution to or understand the meaning of
    If you had cancer and hit the limit during your second round of chemotherapy, you’d be on your own to figure out how to pay for the next treatment and the follow-up care you’d need to stay healthy.
  94. condition
    a mode of being or form of existence of a person or thing
    And now, we can move forward on implementing the provisions to come, like new state insurance exchanges, and making sure no American is denied coverage due to a pre-existing condition.
  95. responsibility
    the social force that binds you to a course of action
    Today
    If you already have insurance, the law's individual responsibility requirement won't change your coverage.
  96. exempt
    freed from or not subject to an obligation or liability
    People who get insurance through their employer, through Medicare, or who cannot afford insurance are exempt from the rule.
  97. reform
    make changes for improvement to remove abuse and injustices
    12.8 Million Americans Receive Insurance Rebates
    Before health care reform, insurance companies routinely spent up to 40% of premiums on overhead and administrative costs.
  98. include
    have as a part; be made up out of
    But thanks to health care reform, 3.1 million young Americans who would otherwise be uninsured have been able to stay on their family's coverage until age 26—coverage that often includes free preventive care, like checkups and flu shots.
  99. check
    examine to determine accuracy or quality
    This summer, nearly 12.8 million Americans will start receiving their rebate checks, averaging $151 per household—and totaling more than $1.1 billion.
  100. credits
    a list of acknowledgements of those who contributed to the creation of a film (usually run at the end of the film)
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    New tax credits: To help middle-class families buy a plan in new state marketplaces for affordable insurance, putting coverage within reach of nearly every American
    Individual responsibility: Only 1 percent of all Americans, those who can afford coverage but choose not to purchase it, are expected to owe a fine—which offsets the medical costs they are passing on to others.
  101. discount
    an amount or percentage deducted
    Today
    Medicare recipients who fall into the coverage gap get big discounts: 50 percent on brand name prescriptions, and up to 14 percent on generic drugs.
  102. pass on
    place into the hands or custody of
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    New tax credits: To help middle-class families buy a plan in new state marketplaces for affordable insurance, putting coverage within reach of nearly every American
    Individual responsibility: Only 1 percent of all Americans, those who can afford coverage but choose not to purchase it, are expected to owe a fine—which offsets the medical costs they are passing on to others.
  103. overhead
    located or originating from above
    12.8 Million Americans Receive Insurance Rebates
    Before health care reform, insurance companies routinely spent up to 40% of premiums on overhead and administrative costs.
  104. decrease
    a change downward
    Today
    Medicare costs will decrease in 2012, and premiums for prescription drugs and the cost of Medicare Advantage health plans have already dropped.
  105. healthy
    free from infirmity or disease
    If you had cancer and hit the limit during your second round of chemotherapy, you’d be on your own to figure out how to pay for the next treatment and the follow-up care you’d need to stay healthy.
  106. plan
    a series of steps to be carried out or goals to be achieved
    WOMEN'S HEALTH
    Before the Affordable Care Act
    Insurance companies routinely charged women up to 50 percent more than men for the same plan, while some plans completely excluded coverage for maternity care.
  107. run out
    use up all one's strength and energy and stop working
    Now, seniors have access to the care they need to stay healthy, including these and many more:

    Annual checkups
    Flu shots
    Cholesterol and blood pressure checks
    Mammograms
    Colon cancer screenings
    Bone density screenings
    PROTECTING MEDICARE’S FUTURE
    Before the Affordable Care Act
    Until the health care law passed, Medicare’s funding was projected to run out by 2016.
  108. percent
    a proportion in relation to a whole
    WOMEN'S HEALTH
    Before the Affordable Care Act
    Insurance companies routinely charged women up to 50 percent more than men for the same plan, while some plans completely excluded coverage for maternity care.
  109. exclude
    prevent from entering; shut out
    WOMEN'S HEALTH
    Before the Affordable Care Act
    Insurance companies routinely charged women up to 50 percent more than men for the same plan, while some plans completely excluded coverage for maternity care.
  110. treatment
    the management of someone or something
    LIFETIME CAPS

    Before the Affordable Care Act
    More than half of all insurance plans used to include lifetime limits on coverage—so your insurance company could stop paying for your treatment when you need it the most.
  111. American
    of or relating to the United States of America or its people or language or culture
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  112. individual
    being or characteristic of a single thing or person
    Today
    If you already have insurance, the law's individual responsibility requirement won't change your coverage.
  113. take advantage
    draw advantages from
    33 million people with Medicare have already taken advantage of free preventive services.
  114. consumer
    a person who uses goods or services
    It puts the health of your family first—ensuring access to free preventive care and protecting consumers from insurance company abuses.
  115. pay
    give money, usually in exchange for goods or services
    Today
    Insurance companies are offering women the preventive care they need, like prenatal screenings, mammograms, and colonoscopies, free of charge—and soon, well-woman visits, HPV testing, and contraception will be available without a co-pay or deductible.
  116. abuse
    cruel or inhumane treatment
    It puts the health of your family first—ensuring access to free preventive care and protecting consumers from insurance company abuses.
  117. payment
    the act of giving money in exchange for something
    If your insurance company denies you payment for a treatment or service, you now have the right to appeal their decision to a third party.
  118. afford
    have the financial means to do something or buy something
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    Checkups and well-woman visits
    Cholesterol and blood pressure checks
    Mammograms and colon cancer screenings
    Flu shots and childhood vaccines
    Contraception
    Prenatal screenings and support to breastfeeding mothers
    INDIVIDUAL RESPONSIBILITY
    Before the Affordable Care Act
    When individuals who can afford to buy insurance choose not to, they shift their health care costs to a...
  119. lowering
    the act of causing something to move to a lower level
    LOWERING MEDICARE COSTS

    The Affordable Care Act is helping Medicare recipients save on the care they need to stay healthy—from prescription drugs to monthly premiums.
  120. needless
    not required, essential, or justified
    Today
    The Affordable Care Act cracks down on waste, fraud, and needless Medicare payments to private insurance companies—extending the life of the Medicare Trust Fund by eight years.
  121. owe
    be obliged to pay or repay
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    New tax credits: To help middle-class families buy a plan in new state marketplaces for affordable insurance, putting coverage within reach of nearly every American
    Individual responsibility: Only 1 percent of all Americans, those who can afford coverage but choose not to purchase it, are expected to owe a fine—which offsets the medical costs they are passing on to others.
  122. conditions
    the context that influences the performance of a process
    Today
    3.1 million young people who would otherwise be uninsured have been able to stay on their parents' health insurance plans until age 26—helping them continue to have access to health care as they start their careers and making sure those with pre-existing conditions don't lose their coverage.
  123. cover
    provide with a covering or cause to be covered
    By 2014
    Women can no longer be charged more than a man for the same coverage, and plans will cover the full range of maternity benefits.
  124. kid
    young goat
    25 & UNDER

    Before the Affordable Care Act
    Insurance companies used to be able to drop kids from their parents’ insurance plans at 18 or at graduation.
  125. hole
    an opening into or through something
    Seniors who fell into the Medicare doughnut hole last year saved an average of $600 on their prescription drugs.
  126. funding
    financial resources provided to make some project possible
    Now, seniors have access to the care they need to stay healthy, including these and many more:

    Annual checkups
    Flu shots
    Cholesterol and blood pressure checks
    Mammograms
    Colon cancer screenings
    Bone density screenings
    PROTECTING MEDICARE’S FUTURE
    Before the Affordable Care Act
    Until the health care law passed, Medicare’s funding was projected to run out by 2016.
  127. ban
    prohibit especially by law or social pressure
    Today
    The new law bans all lifetime caps on coverage.
  128. reducing
    any process in which electrons are added to an atom or ion
    PREVENTIVE CARE
    Before the Affordable Care Act
    Insurance companies are offering more preventive services free of charge, helping catch illnesses early and reducing long-run health care costs.
  129. charge
    assign a duty, responsibility or obligation to
    WOMEN'S HEALTH
    Before the Affordable Care Act
    Insurance companies routinely charged women up to 50 percent more than men for the same plan, while some plans completely excluded coverage for maternity care.
  130. spend
    pass time in a specific way
    Today, thanks to Obamacare, insurance companies are required to spend at least 80% of your premium on your health care—and if they don’t, you get a rebate.
  131. free
    able to act at will
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  132. program
    a series of steps to be carried out
    Today
    Insurance companies can no longer deny coverage to children under 19 with pre-existing conditions, and adults with pre-existing conditions who haven’t found affordable insurance can now get coverage through the Pre-existing Condition Insurance Program.
  133. thanks
    an acknowledgment of appreciation
    Today, thanks to Obamacare, insurance companies are required to spend at least 80% of your premium on your health care—and if they don’t, you get a rebate.
  134. need
    require or want
    Today
    Insurance companies are offering women the preventive care they need, like prenatal screenings, mammograms, and colonoscopies, free of charge—and soon, well-woman visits, HPV testing, and contraception will be available without a co-pay or deductible.
  135. improving
    getting higher or more vigorous
    IMPROVING MEDICARE

    The Affordable Care Act is making Medicare work better for seniors—and is helping build a stronger foundation for Medicare’s future.
  136. employer
    a person or firm that hires workers
    People who get insurance through their employer, through Medicare, or who cannot afford insurance are exempt from the rule.
  137. lift
    raise from a lower to a higher position
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  138. testing
    experimentation to determine how well something works
    Today
    Insurance companies are offering women the preventive care they need, like prenatal screenings, mammograms, and colonoscopies, free of charge—and soon, well-woman visits, HPV testing, and contraception will be available without a co-pay or deductible.
  139. average
    an intermediate scale value regarded as normal or usual
    This summer, nearly 12.8 million Americans will start receiving their rebate checks, averaging $151 per household—and totaling more than $1.1 billion.
  140. fund
    a reserve of money set aside for some purpose
    Now, seniors have access to the care they need to stay healthy, including these and many more:

    Annual checkups
    Flu shots
    Cholesterol and blood pressure checks
    Mammograms
    Colon cancer screenings
    Bone density screenings
    PROTECTING MEDICARE’S FUTURE
    Before the Affordable Care Act
    Until the health care law passed, Medicare’s funding was projected to run out by 2016.
  141. stay
    continue in a place, position, or situation
    But thanks to health care reform, 3.1 million young Americans who would otherwise be uninsured have been able to stay on their family's coverage until age 26—coverage that often includes free preventive care, like checkups and flu shots.
  142. dollar
    the basic monetary unit in many countries
    CLOSING THE DOUGHNUT HOLE

    Before the Affordable Care Act
    Millions of seniors fell into the Medicare “doughnut hole” every year, a gap in prescription drug coverage where you had to pay out of pocket, sometimes thousands of dollars.
  143. ensure
    make certain of
    It puts the health of your family first—ensuring access to free preventive care and protecting consumers from insurance company abuses.
  144. offering
    something put forward for acceptance
    Today
    Insurance companies are offering women the preventive care they need, like prenatal screenings, mammograms, and colonoscopies, free of charge—and soon, well-woman visits, HPV testing, and contraception will be available without a co-pay or deductible.
  145. adult
    a fully developed person from maturity onward
    Today
    Insurance companies can no longer deny coverage to children under 19 with pre-existing conditions, and adults with pre-existing conditions who haven’t found affordable insurance can now get coverage through the Pre-existing Condition Insurance Program.
  146. every year
    without missing a year
    CLOSING THE DOUGHNUT HOLE

    Before the Affordable Care Act
    Millions of seniors fell into the Medicare “doughnut hole” every year, a gap in prescription drug coverage where you had to pay out of pocket, sometimes thousands of dollars.
  147. service
    an act of help or assistance
    PREVENTIVE CARE
    Before the Affordable Care Act
    Insurance companies are offering more preventive services free of charge, helping catch illnesses early and reducing long-run health care costs.
  148. help
    give assistance; be of service
    Today
    3.1 million young people who would otherwise be uninsured have been able to stay on their parents' health insurance plans until age 26—helping them continue to have access to health care as they start their careers and making sure those with pre-existing conditions don't lose their coverage.
  149. monthly
    of or occurring or payable every month
    LOWERING MEDICARE COSTS

    The Affordable Care Act is helping Medicare recipients save on the care they need to stay healthy—from prescription drugs to monthly premiums.
  150. for good
    for a long time without essential change
    And by 2020, this gap in coverage will be closed—for good.
  151. protect
    shield from danger, injury, destruction, or damage
    It puts the health of your family first—ensuring access to free preventive care and protecting consumers from insurance company abuses.
  152. fraud
    intentional deception resulting in injury to another person
    Today
    The Affordable Care Act cracks down on waste, fraud, and needless Medicare payments to private insurance companies—extending the life of the Medicare Trust Fund by eight years.
  153. household
    a social unit living together in a residence
    This summer, nearly 12.8 million Americans will start receiving their rebate checks, averaging $151 per household—and totaling more than $1.1 billion.
  154. family
    a group of people related to one another
    But thanks to health care reform, 3.1 million young Americans who would otherwise be uninsured have been able to stay on their family's coverage until age 26—coverage that often includes free preventive care, like checkups and flu shots.
  155. annual
    occurring every year
    PREVENTIVE CARE

    Before the Affordable Care Act
    Medicare did not cover an annual checkup with your doctor, and you could pay hundreds of dollars in co-pays for the preventive screenings you need.
  156. waste
    use inefficiently or inappropriately
    Today
    Tough new rules make sure your insurance company can't waste your money or deny you care.
  157. fall
    descend freely under the influence of gravity
    Seniors who fell into the Medicare doughnut hole last year saved an average of $600 on their prescription drugs.
  158. warn
    notify of danger, potential harm, or risk
    KEEPING DOWN COSTS

    Before the Affordable Care Act
    Insurance companies used to spend as much as 40 percent of your premium on salaries, overhead, and other administrative costs, and they could raise your rates without warning or explanation.
  159. services
    performance of duties or provision of space and equipment helpful to others
    PREVENTIVE CARE
    Before the Affordable Care Act
    Insurance companies are offering more preventive services free of charge, helping catch illnesses early and reducing long-run health care costs.
  160. charged
    of a particle or body or system
    WOMEN'S HEALTH
    Before the Affordable Care Act
    Insurance companies routinely charged women up to 50 percent more than men for the same plan, while some plans completely excluded coverage for maternity care.
  161. cap
    a tight-fitting headdress
    LIFETIME CAPS

    Before the Affordable Care Act
    More than half of all insurance plans used to include lifetime limits on coverage—so your insurance company could stop paying for your treatment when you need it the most.
  162. shift
    move very slightly
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    Checkups and well-woman visits
    Cholesterol and blood pressure checks
    Mammograms and colon cancer screenings
    Flu shots and childhood vaccines
    Contraception
    Prenatal screenings and support to breastfeeding mothers
    INDIVIDUAL RESPONSIBILITY
    Before the Affordable Care Act
    When individuals who can afford to buy insurance choose not to, they shift their health care costs to a...
  163. benefit
    something that aids or promotes well-being
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  164. justify
    show to be right by providing proof
    Your insurance company has to publicly justify any rate hike of more than 10 percent to your state or federal rate review program.
  165. require
    have need of
    Today, thanks to Obamacare, insurance companies are required to spend at least 80% of your premium on your health care—and if they don’t, you get a rebate.
  166. thank
    express gratitude or show appreciation to
    Today, thanks to Obamacare, insurance companies are required to spend at least 80% of your premium on your health care—and if they don’t, you get a rebate.
  167. publicly
    in a manner accessible to or observable by the public
    Your insurance company has to publicly justify any rate hike of more than 10 percent to your state or federal rate review program.
  168. kick
    drive or propel with the foot
    3.1 Million Young Americans Gain Health Coverage
    Before the Affordable Care Act, young people could be kicked off their parents' health insurance as soon as they turned 18.
  169. law
    the collection of rules imposed by authority
    INCREASING ACCESS & AFFORDABILITY

    The new law is making health care work better for all of us, even if you already have insurance.
  170. nearly
    slightly short of or not quite accomplished; all but
    This summer, nearly 12.8 million Americans will start receiving their rebate checks, averaging $151 per household—and totaling more than $1.1 billion.
  171. choose
    pick out from a number of alternatives
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    Checkups and well-woman visits
    Cholesterol and blood pressure checks
    Mammograms and colon cancer screenings
    Flu shots and childhood vaccines
    Contraception
    Prenatal screenings and support to breastfeeding mothers
    INDIVIDUAL RESPONSIBILITY
    Before the Affordable Care Act
    When individuals who can afford to buy insurance choose not to, they shift their health care costs to a...
  172. receive
    get something; come into possession of
    12.8 Million Americans Receive Insurance Rebates
    Before health care reform, insurance companies routinely spent up to 40% of premiums on overhead and administrative costs.
  173. rule
    prescribed guide for conduct or action
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  174. crack
    a narrow opening
    Today
    The Affordable Care Act cracks down on waste, fraud, and needless Medicare payments to private insurance companies—extending the life of the Medicare Trust Fund by eight years.
  175. salary
    fixed payment for services
    KEEPING DOWN COSTS

    Before the Affordable Care Act
    Insurance companies used to spend as much as 40 percent of your premium on salaries, overhead, and other administrative costs, and they could raise your rates without warning or explanation.
  176. save
    bring into safety
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  177. Supreme Court
    the highest federal court in the United States
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  178. ending
    the act of ending something
    Lower costs: Making coverage more affordable for the vast majority of Americans who already have insurance
    ENDING INSURANCE ABUSES

    The Affordable Care Act is holding insurance companies accountable, helping you save and putting your health first.
  179. provision
    the activity of supplying something
    And now, we can move forward on implementing the provisions to come, like new state insurance exchanges, and making sure no American is denied coverage due to a pre-existing condition.
  180. pocket
    a small pouch inside a garment for carrying small articles
    CLOSING THE DOUGHNUT HOLE

    Before the Affordable Care Act
    Millions of seniors fell into the Medicare “doughnut hole” every year, a gap in prescription drug coverage where you had to pay out of pocket, sometimes thousands of dollars.
  181. pressure
    the act of putting pressure on something
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    Checkups and well-woman visits
    Cholesterol and blood pressure checks
    Mammograms and colon cancer screenings
    Flu shots and childhood vaccines
    Contraception
    Prenatal screenings and support to breastfeeding mothers
    INDIVIDUAL RESPONSIBILITY
    Before the Affordable Care Act
    When individuals who can afford to buy insurance choose not to, they shift their health care costs to a...
  182. lifted
    held up in the air
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  183. tax
    a charge that a citizen pays to support government programs
    Today, families with insurance pay a hidden tax of nearly $1,000 per year to cover health care for the uninsured.
  184. project
    a planned undertaking
    For folks covered with Medicare Part B, the deductible fell by $22 between 2011 and 2012, and premiums are lower than projected this year.
  185. already
    prior to a specified or implied time
    INCREASING ACCESS & AFFORDABILITY

    The new law is making health care work better for all of us, even if you already have insurance.
  186. no longer
    not now
    By 2014
    Women can no longer be charged more than a man for the same coverage, and plans will cover the full range of maternity benefits.
  187. extend
    stretch out over a distance, space, time, or scope
    Today
    The Affordable Care Act cracks down on waste, fraud, and needless Medicare payments to private insurance companies—extending the life of the Medicare Trust Fund by eight years.
  188. lower
    move something or somebody to a lower position
    Lower costs: Making coverage more affordable for the vast majority of Americans who already have insurance
    ENDING INSURANCE ABUSES

    The Affordable Care Act is holding insurance companies accountable, helping you save and putting your health first.
  189. brand
    a name given to a product or service
    Today
    Medicare recipients who fall into the coverage gap get big discounts: 50 percent on brand name prescriptions, and up to 14 percent on generic drugs.
  190. drop
    let fall to the ground
    25 & UNDER

    Before the Affordable Care Act
    Insurance companies used to be able to drop kids from their parents’ insurance plans at 18 or at graduation.
  191. ruled
    subject to a ruling authority
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  192. due
    that which is deserved or owed
    And now, we can move forward on implementing the provisions to come, like new state insurance exchanges, and making sure no American is denied coverage due to a pre-existing condition.
  193. bone
    rigid tissue that makes up the skeleton of vertebrates
    Now, seniors have access to the care they need to stay healthy, including these and many more:

    Annual checkups
    Flu shots
    Cholesterol and blood pressure checks
    Mammograms
    Colon cancer screenings
    Bone density screenings
    PROTECTING MEDICARE’S FUTURE
    Before the Affordable Care Act
    Until the health care law passed, Medicare’s funding was projected to run out by 2016.
  194. rate
    a quantity considered as a proportion of another quantity
    KEEPING DOWN COSTS

    Before the Affordable Care Act
    Insurance companies used to spend as much as 40 percent of your premium on salaries, overhead, and other administrative costs, and they could raise your rates without warning or explanation.
  195. reduce
    make smaller
    PREVENTIVE CARE
    Before the Affordable Care Act
    Insurance companies are offering more preventive services free of charge, helping catch illnesses early and reducing long-run health care costs.
  196. shot
    the act of firing a projectile
    But thanks to health care reform, 3.1 million young Americans who would otherwise be uninsured have been able to stay on their family's coverage until age 26—coverage that often includes free preventive care, like checkups and flu shots.
  197. saving
    recovery or preservation from loss or danger
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  198. making
    the act that results in something coming to be
    And now, we can move forward on implementing the provisions to come, like new state insurance exchanges, and making sure no American is denied coverage due to a pre-existing condition.
  199. constitutional
    existing as an essential characteristic
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  200. start
    take the first step or steps in carrying out an action
    This summer, nearly 12.8 million Americans will start receiving their rebate checks, averaging $151 per household—and totaling more than $1.1 billion.
  201. can
    airtight sealed metal container for food or drink, etc.
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  202. care for
    be fond of; be attached to
    Today, families with insurance pay a hidden tax of nearly $1,000 per year to cover health care for the uninsured.
  203. improve
    to make better
    IMPROVING MEDICARE

    The Affordable Care Act is making Medicare work better for seniors—and is helping build a stronger foundation for Medicare’s future.
  204. putting
    hitting a golf ball that is on the green using a putter
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    New tax credits: To help middle-class families buy a plan in new state marketplaces for affordable insurance, putting coverage within reach of nearly every American
    Individual responsibility: Only 1 percent of all Americans, those who can afford coverage but choose not to purchase it, are expected to owe a fine—which offsets the medical costs they are passing on to others.
  205. illness
    impairment of normal physiological function affecting part or all of an organism
    PREVENTIVE CARE
    Before the Affordable Care Act
    Insurance companies are offering more preventive services free of charge, helping catch illnesses early and reducing long-run health care costs.
  206. used to
    in the habit
    25 & UNDER

    Before the Affordable Care Act
    Insurance companies used to be able to drop kids from their parents’ insurance plans at 18 or at graduation.
  207. continue
    keep or maintain in unaltered condition
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  208. be on
    appear in a show, on T.V. or radio
    If you had cancer and hit the limit during your second round of chemotherapy, you’d be on your own to figure out how to pay for the next treatment and the follow-up care you’d need to stay healthy.
  209. closing
    the act of closing something
    CLOSING THE DOUGHNUT HOLE

    Before the Affordable Care Act
    Millions of seniors fell into the Medicare “doughnut hole” every year, a gap in prescription drug coverage where you had to pay out of pocket, sometimes thousands of dollars.
  210. sure
    having or feeling no doubt or uncertainty
    And now, we can move forward on implementing the provisions to come, like new state insurance exchanges, and making sure no American is denied coverage due to a pre-existing condition.
  211. more than
    (comparative of `much' used with mass nouns) a quantifier meaning greater in size or amount or extent or degree
    This summer, nearly 12.8 million Americans will start receiving their rebate checks, averaging $151 per household—and totaling more than $1.1 billion.
  212. otherwise
    in another and different manner
    But thanks to health care reform, 3.1 million young Americans who would otherwise be uninsured have been able to stay on their family's coverage until age 26—coverage that often includes free preventive care, like checkups and flu shots.
  213. before
    at or in the front
    12.8 Million Americans Receive Insurance Rebates
    Before health care reform, insurance companies routinely spent up to 40% of premiums on overhead and administrative costs.
  214. childhood
    the state of a child between infancy and adolescence
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    Checkups and well-woman visits
    Cholesterol and blood pressure checks
    Mammograms and colon cancer screenings
    Flu shots and childhood vaccines
    Contraception
    Prenatal screenings and support to breastfeeding mothers
    INDIVIDUAL RESPONSIBILITY
    Before the Affordable Care Act
    When individuals who can afford to buy insurance choose not to, they shift their health care costs to a...
  215. advantage
    the quality of having a superior or more favorable position
    Today
    Medicare costs will decrease in 2012, and premiums for prescription drugs and the cost of Medicare Advantage health plans have already dropped.
  216. fully
    to the greatest degree or extent; completely or entirely;
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    Checkups and well-woman visits
    Cholesterol and blood pressure checks
    Mammograms and colon cancer screenings
    Flu shots and childhood vaccines
    Contraception
    Prenatal screenings and support to breastfeeding mothers
    INDIVIDUAL RESPONSIBILITY
    Before the Affordable Care Act
    When individuals who can afford to buy insurance choose not to, they shift their health care costs to a...
  217. folk
    people in general (often used in the plural)
    For folks covered with Medicare Part B, the deductible fell by $22 between 2011 and 2012, and premiums are lower than projected this year.
  218. tough
    substantially made or constructed
    Today
    Tough new rules make sure your insurance company can't waste your money or deny you care.
  219. up to
    busy or occupied with
    12.8 Million Americans Receive Insurance Rebates
    Before health care reform, insurance companies routinely spent up to 40% of premiums on overhead and administrative costs.
  220. able
    having the necessary means or skill to do something
    But thanks to health care reform, 3.1 million young Americans who would otherwise be uninsured have been able to stay on their family's coverage until age 26—coverage that often includes free preventive care, like checkups and flu shots.
  221. woman
    an adult female person
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  222. required
    necessary by rule
    Today, thanks to Obamacare, insurance companies are required to spend at least 80% of your premium on your health care—and if they don’t, you get a rebate.
  223. purchase
    acquire by means of a financial transaction
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    New tax credits: To help middle-class families buy a plan in new state marketplaces for affordable insurance, putting coverage within reach of nearly every American
    Individual responsibility: Only 1 percent of all Americans, those who can afford coverage but choose not to purchase it, are expected to owe a fine—which offsets the medical costs they are passing on to others.
  224. buy
    obtain by purchase
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    Checkups and well-woman visits
    Cholesterol and blood pressure checks
    Mammograms and colon cancer screenings
    Flu shots and childhood vaccines
    Contraception
    Prenatal screenings and support to breastfeeding mothers
    INDIVIDUAL RESPONSIBILITY
    Before the Affordable Care Act
    When individuals who can afford to buy insurance choose not to, they shift their health care costs to a...
  225. more and more
    advancing in amount or intensity
    CUTTING PREMIUMS AND DEDUCTIBLES
    Before the Affordable Care Act
    Medicare costs were growing, forcing seniors to pay more and more out of pocket.
  226. rates
    a local tax on property (usually used in the plural)
    KEEPING DOWN COSTS

    Before the Affordable Care Act
    Insurance companies used to spend as much as 40 percent of your premium on salaries, overhead, and other administrative costs, and they could raise your rates without warning or explanation.
  227. paying
    for which money is paid
    LIFETIME CAPS

    Before the Affordable Care Act
    More than half of all insurance plans used to include lifetime limits on coverage—so your insurance company could stop paying for your treatment when you need it the most.
  228. offer
    present for acceptance or rejection
    Today
    Insurance companies are offering women the preventive care they need, like prenatal screenings, mammograms, and colonoscopies, free of charge—and soon, well-woman visits, HPV testing, and contraception will be available without a co-pay or deductible.
  229. billion
    one thousand million items or units in the United States
    This summer, nearly 12.8 million Americans will start receiving their rebate checks, averaging $151 per household—and totaling more than $1.1 billion.
  230. cutting
    the act of penetrating or opening open with a sharp edge
    CUTTING PREMIUMS AND DEDUCTIBLES
    Before the Affordable Care Act
    Medicare costs were growing, forcing seniors to pay more and more out of pocket.
  231. provisions
    a stock or supply of foods
    And now, we can move forward on implementing the provisions to come, like new state insurance exchanges, and making sure no American is denied coverage due to a pre-existing condition.
  232. longer
    for more time
    By 2014
    Women can no longer be charged more than a man for the same coverage, and plans will cover the full range of maternity benefits.
  233. year
    the period of time that it takes for a planet (as, e.g., Earth or Mars) to make a complete revolution around the sun
    Today, families with insurance pay a hidden tax of nearly $1,000 per year to cover health care for the uninsured.
  234. Young
    English poet (1683-1765)
    3.1 Million Young Americans Gain Health Coverage
    Before the Affordable Care Act, young people could be kicked off their parents' health insurance as soon as they turned 18.
  235. increasing
    becoming greater or larger
    INCREASING ACCESS & AFFORDABILITY

    The new law is making health care work better for all of us, even if you already have insurance.
  236. make
    perform or carry out
    And now, we can move forward on implementing the provisions to come, like new state insurance exchanges, and making sure no American is denied coverage due to a pre-existing condition.
  237. folks
    people in general (often used in the plural)
    For folks covered with Medicare Part B, the deductible fell by $22 between 2011 and 2012, and premiums are lower than projected this year.
  238. people
    any group of human beings collectively
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  239. hide
    prevent from being seen or discovered
    Today, families with insurance pay a hidden tax of nearly $1,000 per year to cover health care for the uninsured.
  240. federal
    of a government with central and regional authorities
    Your insurance company has to publicly justify any rate hike of more than 10 percent to your state or federal rate review program.
  241. available
    obtainable or accessible and ready for use or service
    Today
    Insurance companies are offering women the preventive care they need, like prenatal screenings, mammograms, and colonoscopies, free of charge—and soon, well-woman visits, HPV testing, and contraception will be available without a co-pay or deductible.
  242. foundation
    the basis on which something is grounded
    IMPROVING MEDICARE

    The Affordable Care Act is making Medicare work better for seniors—and is helping build a stronger foundation for Medicare’s future.
  243. new
    not of long duration
    And now, we can move forward on implementing the provisions to come, like new state insurance exchanges, and making sure no American is denied coverage due to a pre-existing condition.
  244. review
    look at again; examine again
    Your insurance company has to publicly justify any rate hike of more than 10 percent to your state or federal rate review program.
  245. warning
    a message informing of danger
    KEEPING DOWN COSTS

    Before the Affordable Care Act
    Insurance companies used to spend as much as 40 percent of your premium on salaries, overhead, and other administrative costs, and they could raise your rates without warning or explanation.
  246. state
    the way something is with respect to its main attributes
    And now, we can move forward on implementing the provisions to come, like new state insurance exchanges, and making sure no American is denied coverage due to a pre-existing condition.
  247. for example
    as an example
    For example, your insurance company might cut you off after $1 million in treatment.
  248. fell
    cause to go down by or as if by delivering a blow
    Seniors who fell into the Medicare doughnut hole last year saved an average of $600 on their prescription drugs.
  249. starting
    appropriate to the beginning or start of an event
    Starting this summer, nearly 12.8 million Americans and 7.3 million families will receive rebate checks averaging $151 per household—adding up to more than $1.1 billion back in consumers' hands.
  250. explanation
    making something understandable
    KEEPING DOWN COSTS

    Before the Affordable Care Act
    Insurance companies used to spend as much as 40 percent of your premium on salaries, overhead, and other administrative costs, and they could raise your rates without warning or explanation.
  251. summer
    the warmest season of the year
    This summer, nearly 12.8 million Americans will start receiving their rebate checks, averaging $151 per household—and totaling more than $1.1 billion.
  252. More
    English statesman who opposed Henry VIII's divorce from Catherine of Aragon and was imprisoned and beheaded; recalled for his concept of Utopia, the ideal state
    LIFETIME CAPS

    Before the Affordable Care Act
    More than half of all insurance plans used to include lifetime limits on coverage—so your insurance company could stop paying for your treatment when you need it the most.
  253. visit
    the act of going to see some person or place or thing for a short time
    Today
    Insurance companies are offering women the preventive care they need, like prenatal screenings, mammograms, and colonoscopies, free of charge—and soon, well-woman visits, HPV testing, and contraception will be available without a co-pay or deductible.
  254. more
    greater in size or amount or extent or degree
    This summer, nearly 12.8 million Americans will start receiving their rebate checks, averaging $151 per household—and totaling more than $1.1 billion.
  255. hidden
    not accessible to view
    Today, families with insurance pay a hidden tax of nearly $1,000 per year to cover health care for the uninsured.
  256. have
    possess, either in a concrete or an abstract sense
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  257. appeal
    earnest or urgent request
    If your insurance company denies you payment for a treatment or service, you now have the right to appeal their decision to a third party.
  258. doctor
    a person who holds Ph.D. degree from an academic institution
    PREVENTIVE CARE

    Before the Affordable Care Act
    Medicare did not cover an annual checkup with your doctor, and you could pay hundreds of dollars in co-pays for the preventive screenings you need.
  259. medical
    relating to the study or practice of medicine
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    New tax credits: To help middle-class families buy a plan in new state marketplaces for affordable insurance, putting coverage within reach of nearly every American
    Individual responsibility: Only 1 percent of all Americans, those who can afford coverage but choose not to purchase it, are expected to owe a fine—which offsets the medical costs they are passing on to others.
  260. enjoy
    derive or receive pleasure from
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  261. build
    make by combining materials and parts
    IMPROVING MEDICARE

    The Affordable Care Act is making Medicare work better for seniors—and is helping build a stronger foundation for Medicare’s future.
  262. test
    standardized procedure for measuring sensitivity or aptitude
    Today
    Insurance companies are offering women the preventive care they need, like prenatal screenings, mammograms, and colonoscopies, free of charge—and soon, well-woman visits, HPV testing, and contraception will be available without a co-pay or deductible.
  263. exchange
    the act of changing one thing for another thing
    And now, we can move forward on implementing the provisions to come, like new state insurance exchanges, and making sure no American is denied coverage due to a pre-existing condition.
  264. Court
    Australian woman tennis player who won many major championships (born in 1947)
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  265. supreme
    greatest in status or authority or power
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  266. future
    the time yet to come
    IMPROVING MEDICARE

    The Affordable Care Act is making Medicare work better for seniors—and is helping build a stronger foundation for Medicare’s future.
  267. gain
    obtain
    3.1 Million Young Americans Gain Health Coverage
    Before the Affordable Care Act, young people could be kicked off their parents' health insurance as soon as they turned 18.
  268. pass
    go across or through
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    New tax credits: To help middle-class families buy a plan in new state marketplaces for affordable insurance, putting coverage within reach of nearly every American
    Individual responsibility: Only 1 percent of all Americans, those who can afford coverage but choose not to purchase it, are expected to owe a fine—which offsets the medical costs they are passing on to others.
  269. majority
    the main part
    Lower costs: Making coverage more affordable for the vast majority of Americans who already have insurance
    ENDING INSURANCE ABUSES

    The Affordable Care Act is holding insurance companies accountable, helping you save and putting your health first.
  270. raise
    move upwards
    KEEPING DOWN COSTS

    Before the Affordable Care Act
    Insurance companies used to spend as much as 40 percent of your premium on salaries, overhead, and other administrative costs, and they could raise your rates without warning or explanation.
  271. bridge
    structure allowing passage across a river or other obstacle
    In 2014
    This program serves as a bridge until 2014, when insurance companies won’t be able to turn anyone down or charge more due to a pre-existing condition.
  272. range
    a variety of different things or activities
    By 2014
    Women can no longer be charged more than a man for the same coverage, and plans will cover the full range of maternity benefits.
  273. blood
    the fluid that is pumped through the body by the heart
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    Checkups and well-woman visits
    Cholesterol and blood pressure checks
    Mammograms and colon cancer screenings
    Flu shots and childhood vaccines
    Contraception
    Prenatal screenings and support to breastfeeding mothers
    INDIVIDUAL RESPONSIBILITY
    Before the Affordable Care Act
    When individuals who can afford to buy insurance choose not to, they shift their health care costs to a...
  274. catch
    take hold of so as to seize or stop the motion of
    PREVENTIVE CARE
    Before the Affordable Care Act
    Insurance companies are offering more preventive services free of charge, helping catch illnesses early and reducing long-run health care costs.
  275. get
    come into the possession of something concrete or abstract
    Today, thanks to Obamacare, insurance companies are required to spend at least 80% of your premium on your health care—and if they don’t, you get a rebate.
  276. add
    join or combine or unite with others
    Starting this summer, nearly 12.8 million Americans and 7.3 million families will receive rebate checks averaging $151 per household—adding up to more than $1.1 billion back in consumers' hands.
  277. completely
    with everything necessary
    WOMEN'S HEALTH
    Before the Affordable Care Act
    Insurance companies routinely charged women up to 50 percent more than men for the same plan, while some plans completely excluded coverage for maternity care.
  278. saved
    rescued; especially from the power and consequences of sin
    Seniors who fell into the Medicare doughnut hole last year saved an average of $600 on their prescription drugs.
  279. used
    previously owned by another
    25 & UNDER

    Before the Affordable Care Act
    Insurance companies used to be able to drop kids from their parents’ insurance plans at 18 or at graduation.
  280. career
    the particular occupation for which you are trained
    Today
    3.1 million young people who would otherwise be uninsured have been able to stay on their parents' health insurance plans until age 26—helping them continue to have access to health care as they start their careers and making sure those with pre-existing conditions don't lose their coverage.
  281. decision
    a position or opinion reached after consideration
    If your insurance company denies you payment for a treatment or service, you now have the right to appeal their decision to a third party.
  282. credit
    an estimate of ability to fulfill financial commitments
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    New tax credits: To help middle-class families buy a plan in new state marketplaces for affordable insurance, putting coverage within reach of nearly every American
    Individual responsibility: Only 1 percent of all Americans, those who can afford coverage but choose not to purchase it, are expected to owe a fine—which offsets the medical costs they are passing on to others.
  283. change
    become different in some particular way
    Today
    If you already have insurance, the law's individual responsibility requirement won't change your coverage.
  284. common
    having no special distinction or quality
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    Checkups and well-woman visits
    Cholesterol and blood pressure checks
    Mammograms and colon cancer screenings
    Flu shots and childhood vaccines
    Contraception
    Prenatal screenings and support to breastfeeding mothers
    INDIVIDUAL RESPONSIBILITY
    Before the Affordable Care Act
    When individuals who can afford to buy insurance choose not to, they shift their health care costs to a...
  285. will
    the capability of conscious choice and decision
    This summer, nearly 12.8 million Americans will start receiving their rebate checks, averaging $151 per household—and totaling more than $1.1 billion.
  286. cut
    separate with or as if with an instrument
    For example, your insurance company might cut you off after $1 million in treatment.
  287. use
    put into service
    25 & UNDER

    Before the Affordable Care Act
    Insurance companies used to be able to drop kids from their parents’ insurance plans at 18 or at graduation.
  288. sense
    the faculty through which the world is perceived
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    Checkups and well-woman visits
    Cholesterol and blood pressure checks
    Mammograms and colon cancer screenings
    Flu shots and childhood vaccines
    Contraception
    Prenatal screenings and support to breastfeeding mothers
    INDIVIDUAL RESPONSIBILITY
    Before the Affordable Care Act
    When individuals who can afford to buy insurance choose not to, they shift their health care costs to a...
  289. keeping
    the act of retaining something
    KEEPING DOWN COSTS

    Before the Affordable Care Act
    Insurance companies used to spend as much as 40 percent of your premium on salaries, overhead, and other administrative costs, and they could raise your rates without warning or explanation.
  290. grow
    increase in size by natural process
    CUTTING PREMIUMS AND DEDUCTIBLES
    Before the Affordable Care Act
    Medicare costs were growing, forcing seniors to pay more and more out of pocket.
  291. increase
    a process of becoming larger or longer or more numerous
    INCREASING ACCESS & AFFORDABILITY

    The new law is making health care work better for all of us, even if you already have insurance.
  292. run
    move fast by using one's feet
    PREVENTIVE CARE
    Before the Affordable Care Act
    Insurance companies are offering more preventive services free of charge, helping catch illnesses early and reducing long-run health care costs.
  293. at least
    not less than
    Today, thanks to Obamacare, insurance companies are required to spend at least 80% of your premium on your health care—and if they don’t, you get a rebate.
  294. vast
    unusually great in size or amount or extent or scope
    Lower costs: Making coverage more affordable for the vast majority of Americans who already have insurance
    ENDING INSURANCE ABUSES

    The Affordable Care Act is holding insurance companies accountable, helping you save and putting your health first.
  295. age
    how long something has existed
    But thanks to health care reform, 3.1 million young Americans who would otherwise be uninsured have been able to stay on their family's coverage until age 26—coverage that often includes free preventive care, like checkups and flu shots.
  296. lose
    fail to keep or to maintain
    Today
    3.1 million young people who would otherwise be uninsured have been able to stay on their parents' health insurance plans until age 26—helping them continue to have access to health care as they start their careers and making sure those with pre-existing conditions don't lose their coverage.
  297. turn
    move around an axis or a center
    3.1 Million Young Americans Gain Health Coverage
    Before the Affordable Care Act, young people could be kicked off their parents' health insurance as soon as they turned 18.
  298. hit
    deal a blow to, either with the hand or with an instrument
    If you had cancer and hit the limit during your second round of chemotherapy, you’d be on your own to figure out how to pay for the next treatment and the follow-up care you’d need to stay healthy.
  299. serve
    devote one's life or efforts to, as of countries or ideas
    In 2014
    This program serves as a bridge until 2014, when insurance companies won’t be able to turn anyone down or charge more due to a pre-existing condition.
  300. much as
    in a similar way
    KEEPING DOWN COSTS

    Before the Affordable Care Act
    Insurance companies used to spend as much as 40 percent of your premium on salaries, overhead, and other administrative costs, and they could raise your rates without warning or explanation.
  301. holding
    the act of retaining something
    Lower costs: Making coverage more affordable for the vast majority of Americans who already have insurance
    ENDING INSURANCE ABUSES

    The Affordable Care Act is holding insurance companies accountable, helping you save and putting your health first.
  302. growing
    relating to or suitable for growth
    CUTTING PREMIUMS AND DEDUCTIBLES
    Before the Affordable Care Act
    Medicare costs were growing, forcing seniors to pay more and more out of pocket.
  303. expect
    regard something as probable or likely
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    New tax credits: To help middle-class families buy a plan in new state marketplaces for affordable insurance, putting coverage within reach of nearly every American
    Individual responsibility: Only 1 percent of all Americans, those who can afford coverage but choose not to purchase it, are expected to owe a fine—which offsets the medical costs they are passing on to others.
  304. close
    at or within a short distance in space or time
    CLOSING THE DOUGHNUT HOLE

    Before the Affordable Care Act
    Millions of seniors fell into the Medicare “doughnut hole” every year, a gap in prescription drug coverage where you had to pay out of pocket, sometimes thousands of dollars.
  305. passing
    lasting a very short time
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    New tax credits: To help middle-class families buy a plan in new state marketplaces for affordable insurance, putting coverage within reach of nearly every American
    Individual responsibility: Only 1 percent of all Americans, those who can afford coverage but choose not to purchase it, are expected to owe a fine—which offsets the medical costs they are passing on to others.
  306. total
    the whole amount
    This summer, nearly 12.8 million Americans will start receiving their rebate checks, averaging $151 per household—and totaling more than $1.1 billion.
  307. now
    at the present moment
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  308. trust
    belief in the honesty and reliability of others
    Today
    The Affordable Care Act cracks down on waste, fraud, and needless Medicare payments to private insurance companies—extending the life of the Medicare Trust Fund by eight years.
  309. closed
    not open
    And by 2020, this gap in coverage will be closed—for good.
  310. young
    any immature animal
    3.1 Million Young Americans Gain Health Coverage
    Before the Affordable Care Act, young people could be kicked off their parents' health insurance as soon as they turned 18.
  311. eight
    the cardinal number that is the sum of seven and one
    Today
    The Affordable Care Act cracks down on waste, fraud, and needless Medicare payments to private insurance companies—extending the life of the Medicare Trust Fund by eight years.
  312. spent
    depleted of energy, force, or strength
    12.8 Million Americans Receive Insurance Rebates
    Before health care reform, insurance companies routinely spent up to 40% of premiums on overhead and administrative costs.
  313. covered
    overlaid or spread or topped with or enclosed within something; sometimes used as a combining form
    For folks covered with Medicare Part B, the deductible fell by $22 between 2011 and 2012, and premiums are lower than projected this year.
  314. example
    an item of information that is typical of a class or group
    For example, your insurance company might cut you off after $1 million in treatment.
  315. class
    a collection of things sharing a common attribute
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    New tax credits: To help middle-class families buy a plan in new state marketplaces for affordable insurance, putting coverage within reach of nearly every American
    Individual responsibility: Only 1 percent of all Americans, those who can afford coverage but choose not to purchase it, are expected to owe a fine—which offsets the medical costs they are passing on to others.
  316. least
    the superlative of `little' that can be used with mass nouns and is usually preceded by `the'; a quantifier meaning smallest in amount or extent or degree
    Today, thanks to Obamacare, insurance companies are required to spend at least 80% of your premium on your health care—and if they don’t, you get a rebate.
  317. reach
    move forward or upward in order to touch
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    New tax credits: To help middle-class families buy a plan in new state marketplaces for affordable insurance, putting coverage within reach of nearly every American
    Individual responsibility: Only 1 percent of all Americans, those who can afford coverage but choose not to purchase it, are expected to owe a fine—which offsets the medical costs they are passing on to others.
  318. long
    primarily spatial sense
    By 2014
    Women can no longer be charged more than a man for the same coverage, and plans will cover the full range of maternity benefits.
  319. support
    the act of bearing the weight of or strengthening
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    Checkups and well-woman visits
    Cholesterol and blood pressure checks
    Mammograms and colon cancer screenings
    Flu shots and childhood vaccines
    Contraception
    Prenatal screenings and support to breastfeeding mothers
    INDIVIDUAL RESPONSIBILITY
    Before the Affordable Care Act
    When individuals who can afford to buy insurance choose not to, they shift their health care costs to a...
  320. stop
    have an end, in a temporal, spatial, or quantitative sense
    LIFETIME CAPS

    Before the Affordable Care Act
    More than half of all insurance plans used to include lifetime limits on coverage—so your insurance company could stop paying for your treatment when you need it the most.
  321. middle
    an area that is approximately central within some larger region
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    New tax credits: To help middle-class families buy a plan in new state marketplaces for affordable insurance, putting coverage within reach of nearly every American
    Individual responsibility: Only 1 percent of all Americans, those who can afford coverage but choose not to purchase it, are expected to owe a fine—which offsets the medical costs they are passing on to others.
  322. move
    change location
    And now, we can move forward on implementing the provisions to come, like new state insurance exchanges, and making sure no American is denied coverage due to a pre-existing condition.
  323. follow
    travel behind, go after, or come after
    If you had cancer and hit the limit during your second round of chemotherapy, you’d be on your own to figure out how to pay for the next treatment and the follow-up care you’d need to stay healthy.
  324. private
    confined to particular persons or groups
    Today
    The Affordable Care Act cracks down on waste, fraud, and needless Medicare payments to private insurance companies—extending the life of the Medicare Trust Fund by eight years.
  325. figure
    alternate name for the body of a human being
    If you had cancer and hit the limit during your second round of chemotherapy, you’d be on your own to figure out how to pay for the next treatment and the follow-up care you’d need to stay healthy.
  326. President
    the person who holds the office of head of state of the United States government
    32 million Americans will have access to affordable health coverage thanks to President Obama's health care law.
  327. expected
    considered likely or probable to happen or arrive
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    New tax credits: To help middle-class families buy a plan in new state marketplaces for affordable insurance, putting coverage within reach of nearly every American
    Individual responsibility: Only 1 percent of all Americans, those who can afford coverage but choose not to purchase it, are expected to owe a fine—which offsets the medical costs they are passing on to others.
  328. under
    below some quantity or limit
    25 & UNDER

    Before the Affordable Care Act
    Insurance companies used to be able to drop kids from their parents’ insurance plans at 18 or at graduation.
  329. soon
    in the near future
    3.1 Million Young Americans Gain Health Coverage
    Before the Affordable Care Act, young people could be kicked off their parents' health insurance as soon as they turned 18.
  330. third
    one of three equal parts of a divisible whole
    If your insurance company denies you payment for a treatment or service, you now have the right to appeal their decision to a third party.
  331. important
    significant in effect or meaning
    The Supreme Court has Ruled: Obamacare is Constitutional
    Millions of Americans—from the women who can now access free checkups to the seniors saving on their prescriptions to the 105 million people that have seen lifetime limits on their insurance coverage lifted—can continue to enjoy these important benefits.
  332. better
    superior to another in excellence or quality or desirability
    INCREASING ACCESS & AFFORDABILITY

    The new law is making health care work better for all of us, even if you already have insurance.
  333. down
    in a lower place or position
    In 2014
    This program serves as a bridge until 2014, when insurance companies won’t be able to turn anyone down or charge more due to a pre-existing condition.
  334. through
    having finished or arrived at completion
    People who get insurance through their employer, through Medicare, or who cannot afford insurance are exempt from the rule.
  335. forward
    at or to or toward the front
    And now, we can move forward on implementing the provisions to come, like new state insurance exchanges, and making sure no American is denied coverage due to a pre-existing condition.
  336. thousand
    the cardinal number that is the product of 10 and 100
    CLOSING THE DOUGHNUT HOLE

    Before the Affordable Care Act
    Millions of seniors fell into the Medicare “doughnut hole” every year, a gap in prescription drug coverage where you had to pay out of pocket, sometimes thousands of dollars.
  337. are
    a unit of surface area equal to 100 square meters
    Today, thanks to Obamacare, insurance companies are required to spend at least 80% of your premium on your health care—and if they don’t, you get a rebate.
  338. fine
    free from impurities
    When fully implemented, this common-sense reform will help make sure all families have the coverage they need with:

    New tax credits: To help middle-class families buy a plan in new state marketplaces for affordable insurance, putting coverage within reach of nearly every American
    Individual responsibility: Only 1 percent of all Americans, those who can afford coverage but choose not to purchase it, are expected to owe a fine—which offsets the medical costs they are passing on to others.
  339. hold
    have in one's hands or grip
    Lower costs: Making coverage more affordable for the vast majority of Americans who already have insurance
    ENDING INSURANCE ABUSES

    The Affordable Care Act is holding insurance companies accountable, helping you save and putting your health first.
  340. good
    having desirable or positive qualities
    INCREASING ACCESS & AFFORDABILITY

    The new law is making health care work better for all of us, even if you already have insurance.
  341. force
    influence that results in motion, stress, etc. when applied
    CUTTING PREMIUMS AND DEDUCTIBLES
    Before the Affordable Care Act
    Medicare costs were growing, forcing seniors to pay more and more out of pocket.
  342. all
    entirely or completely
    INCREASING ACCESS & AFFORDABILITY

    The new law is making health care work better for all of us, even if you already have insurance.
  343. out of
    motivated by
    CLOSING THE DOUGHNUT HOLE

    Before the Affordable Care Act
    Millions of seniors fell into the Medicare “doughnut hole” every year, a gap in prescription drug coverage where you had to pay out of pocket, sometimes thousands of dollars.
  344. person
    a human being
    And insurance companies can no longer deny coverage to any person under 19 due to a pre-existing condition.
  345. same
    same in identity
    WOMEN'S HEALTH
    Before the Affordable Care Act
    Insurance companies routinely charged women up to 50 percent more than men for the same plan, while some plans completely excluded coverage for maternity care.
  346. sometimes
    on certain occasions or in certain cases but not always
    CLOSING THE DOUGHNUT HOLE

    Before the Affordable Care Act
    Millions of seniors fell into the Medicare “doughnut hole” every year, a gap in prescription drug coverage where you had to pay out of pocket, sometimes thousands of dollars.
  347. strong
    having strength or power greater than average or expected
    IMPROVING MEDICARE

    The Affordable Care Act is making Medicare work better for seniors—and is helping build a stronger foundation for Medicare’s future.
  348. work
    activity directed toward making or doing something
    INCREASING ACCESS & AFFORDABILITY

    The new law is making health care work better for all of us, even if you already have insurance.
Created on 八月 22, 2012

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